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Cyber Liability and Data Security+

Coverage Features:

Coverage Part A:

  • Data Breach Liability – Claims arising from the public disclosure of private information without the authorization of the owner of such information.
  •  Security Breach Liability – Claims arising from failure of the Insured’s computer hardware/software or other security to prevent transmission of malicious code or denial of service attacks against third parties or the manipulation of data stored by the Insured.
  •  Defense of Regulatory Proceedings – due to violations of federal or state laws regulating the protection of private information.
  •  PCI Fines & Penalties – credit or debit card industry fines and penalties for inadequately securing payment card information.

Coverage Part B:

  •  Data Breach Expense – Covers notification letters to victims, public relations, forensics and credit monitoring expenses due to an unauthorized exposure of private information.
  •  Cyber Extortion Threat Expense – Extortion payments, expense to hire negotiators and rewards to catch extorters.

Coverage Part C:

  • Data Breach Liability – Claims arising from the public disclosure of private information without the authorization of the owner of such information.

Coverage Part D:

  • Identity Theft – Covers credit monitoring and other personal expenses incurred by board members, owners or partners in resolving Identity Theft.
  •  A team of Identity Theft specialists will guide any board member or owner through the process of resolving Identity Theft issues.

Additional Advantages:?

Separate aggregate limit of liability per Coverage Part with an option to combine into one aggregate limit.

Data Breach, Website Liability and Identity Theft expense paid as incurred.
Free access to Cyber Liability web portal, webinars & newsletters
Access to the Business Resource Center which provides free and discounted business solutions to policyholders.
Security of a cyber insurance carrier rated A+